Monday, February 15, 2010

Top 10 Tips for Student Credit Card Owners

Owning your first credit card can be an exciting experience. However, being a credit cardholder means more than just easier spending. Remember that you have a responsibility to pay your debts on time and use your student credit card according to the terms of your credit card company.

How can you use your credit cards for students in building good credit history? Check out these top ten tips for you:

Charge ONLY if you can pay it back in cash. To be on the safe side, you need to consider repayment before charging anything to your card. Will you be able to pay back that purchase on time? Do you or will you have the cash to make full payment on or before the due date? If you have doubts, the wise thing to do is to skip the purchase and wait until you have the means to do so.


Read full Article: Top 10 Tips for Student Credit Card Owners




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