College students need to handle debt, credit cards wisely

By Michelle Walbaum, USA TODAY
In tough economic times, success in college often depends as much on money smarts as book smarts. Risky financial behaviors, such as paying bills late or paying less than the minimum due, maxing out credit cards or taking out payday loans, for example, can jeopardize a student's college career.
Students who exhibit one or more such risky behaviors say they're less likely to graduate than students who don't take on such risks, according to a University of Arizona study published earlier this year.

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Poor money management spills over into other areas of students' lives, too, say researchers Joyce Serido and Soyeon Shim, who surveyed more than 2,000 freshmen at the university. Money problems can strain relationships with family and friends and negatively affect students' health and psychological well-being. Read More....

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