A student’s guide to money

College is an exciting time, but suddenly becoming responsible for their own finances can be daunting for students. Here are 10 tips from Worcester-area financial advisers that can help students make smart money decisions in college — and beyond.

• Budget. Look at your monthly income, whether it comes from a part-time job or parents, and subtract your expenses, rent and bills, not just personal items.

“Budgeting helps keep you disciplined,” said JoAnn G. Morency, senior vice president of retail banking at Commerce Bank in Worcester. Read more...

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